BankToRows

PDF statement → QIF

Bank Statement to QIF

Convert a PDF statement into a QIF file, the plain-text format that GnuCash, Moneydance and many other personal finance apps import.

Converted in your browser. Your file is never uploaded.

No file handy?

Nothing uploaded

Files are read and converted in your browser, on your device.

Amounts checked to the cent

Opening + transactions = closing, and each running balance. Dates and currency are confirmed with you.

Fix before you export

Edit any date, description or amount, flip a sign, drop a line.

How to convert a bank statement to QIF

  1. 1

    Drop the PDF statement

    Download it from online banking first. Checking, savings and credit card statements all work; password-protected PDFs too.

  2. 2

    Check the balance

    Every transaction is listed with the result of the balance check. Fix anything that’s off right in the table.

  3. 3

    Download QIF

    Pick the date format you need in Export settings. Any other format is one click away too.

QIF and current Quicken

Current Quicken for Windows only imports QIF into some account types, not straight into checking or credit card accounts. For those, a QFX (Web Connect) file is the usual route, and the converter can write QFX too.

Pick the date format

QIF has no fixed date format. Choose MM/DD/YYYY for US software, DD/MM/YYYY for UK and Australian setups, or Quicken’s own M/D’YY.

The formats

PDF statement
The statement your bank lets you download from online banking. It looks like a table but is really text placed at positions on a page, which is why copying it into a spreadsheet goes wrong. Scanned paper statements are pictures of text and need OCR, which BankToRows doesn’t do yet.
QIF
Quicken Interchange Format, an older plain-text format with one field per line (D date, T amount, P payee, M memo). GnuCash, Moneydance and many smaller apps still import it; current Quicken for Windows only takes QIF into some account types.

Related converters

Bank statement converterBank statement to ExcelBank statement to CSVPDF statement to QBOCSV to QIFQFX to QIF

Bank Statement to QIF: FAQ

Are wrapped descriptions kept together?

Yes. When a description runs onto a second line in the PDF, the lines are joined into one payee.

What does the balance check mean?

Statements print an opening balance, a closing balance and often a running balance. After reading the transactions, the converter adds them up and compares: opening + money in − money out must equal closing, and each printed running balance must follow from the one before. A green check means everything adds up to the cent; anything else is shown with the rows to look at. It’s a check of the totals, not a guarantee: two mistakes that cancel out (a missed +100 and a missed −100) still add up, which is less likely when the statement prints a running balance on every line.

Is my file uploaded anywhere?

No. The conversion runs in your browser: the file is read on your device and the download is built there too. It never reaches our server, so we can’t see it, keep it or lose it.

Is it free?

Yes, while BankToRows is in beta: no sign-up and no page limits.

Last updated October 2026