BankToRows

QFX → QBO

QFX to QBO Converter

Banks often offer a Quicken download (.qfx) but not a QuickBooks one (.qbo). Both are the same OFX data with a different label, so the conversion keeps every transaction, its ID and the bank’s Intuit ID.

Converted in your browser. Your file is never uploaded.

No file handy?

Nothing uploaded

Files are read and converted in your browser, on your device.

Amounts checked to the cent

Opening + transactions = closing, and each running balance. Dates and currency are confirmed with you.

Fix before you export

Edit any date, description or amount, flip a sign, drop a line.

How to convert QFX to QBO

  1. 1

    Drop the QFX file

    QFX files are read as they are: dates, payees, memos, amounts and IDs.

  2. 2

    Review the transactions

    Edit a date, a payee or an amount, flip a sign or delete a line before converting.

  3. 3

    Download the QBO

    Add the Intuit bank ID in Export settings if your QuickBooks or Quicken asks for one, then import it as a Web Connect file.

What carries over

Transactions, amounts, FITIDs (the IDs QuickBooks uses to skip duplicates), the account number and the INTU.BID bank ID carry over unchanged. The file is written in the classic OFX 1.02 layout used by Web Connect files, with a .qbo extension.

No duplicate transactions on re-import

Every transaction gets a stable ID (FITID) built from its date, amount and description, unless the source already had one. Import the same file twice, or two statements that overlap, and QuickBooks can recognise the repeats instead of doubling them.

The formats

QFX
Quicken Web Connect: the same OFX data as a .qbo file, labelled for Quicken. Quicken imports it with File › File Import › Web Connect (.QFX) File, and checks the Intuit bank ID like QuickBooks does.
QBO
QuickBooks Web Connect. A .qbo file is an OFX bank download that also carries Intuit’s ID for the bank (INTU.BID). QuickBooks Desktop imports it under File › Utilities › Import › Web Connect Files; QuickBooks Online takes it in its Upload transactions screen.

Related converters

Bank statement converterQFX to QIFQFX to ExcelPDF statement to QBOCSV to QBOOFX to QBOQIF to QBO

QFX to QBO Converter: FAQ

Can’t I just rename the .qfx to .qbo?

Renaming often works. Converting also rewrites the file in the classic OFX 1.02 layout, lets you check the transactions before importing, and lets you set the bank ID if it’s missing.

Is my file uploaded anywhere?

No. The conversion runs in your browser: the file is read on your device and the download is built there too. It never reaches our server, so we can’t see it, keep it or lose it.

Is it free?

Yes, while BankToRows is in beta: no sign-up and no page limits.

Last updated October 2026